The perfect Snowbird retreat or move-in-ready primary residence, this Palm Island gem stands out with over $50,000 in recent improvements. A brand-new roof installed December 2025 adds immediate peace of mind. Enjoy Gulf-access living with your own private heated pool, new pool pump, new pool filter, new boat dock with a 10,000-lb boat lift, and electric and water at the dock-perfect for boating enthusiasts. All of this is paired with nearly 1,800 sq. ft. of beautifully updated living space. In 2025, the pool patio and lanai were resurfaced with a durable rubber epoxy finish, and the pool cage and vestibule were completely refurbished, featuring new fasteners, paint, screens, and screen doors. The pool filter is also new, ensuring optimal maintenance. The home has never flooded during any storms, providing peace of mind year-round. Located in a gated, maintenance-free community, residents enjoy low HOA fees of just $285/month, with no flood insurance or CDD required. An ADT security system is already in place for added safety. Community amenities include a resort-style pool, boat ramp, and additional docks, with yard maintenance included-allowing you to spend more time boating, entertaining, and soaking up the Florida sunshine. Inside, an inviting open-concept layout connects the living and dining areas to an oversized covered lanai and sparkling pool. Step down to your private dock to watch boats pass or launch your own-just 20 minutes to the river and approximately one hour to the Gulf. The home features extensive upgrades including porcelain tile flooring throughout, updated bathrooms, granite countertops, 2022 stainless steel kitchen appliances, and custom accent TV walls in both the living room and lanai. Major improvements include a 2025 roof, 2019 AC, pool resurfaced in 2023, and storm manual shutters for added protection. Conveniently located in the Hancock / Orange Grove area, just west of US-41, with grocery stores, pharmacies, gas stations, and popular restaurants all less than a mile away. Palm Island is one of the area's best-kept secrets-come experience why this home is the ultimate Florida lifestyle.